ABOUT US
Harbor Insurance Agency has roots in the community, and it is our goal to help protect individuals, families, and businesses from unforeseen events. From good commercial insurance coverage of fire, liability, and business coverage; to personal insurance coverage for your auto, home, your family’s life and health; to quality coverage for farm owners; Harbor Insurance Agency delivers quality coverage and personal service to protect you against the many risks that you face every day.

INSURANCE
SERVICES
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Airplane
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Annuities
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ATV/UTV
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Automobile – Private Passenger, Classic Commercial
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Boat
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Bonding
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Commercial – Liability, Property, Auto, Inland Marine
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Disability – Individual and Group
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Health – Individual and Group
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Homeowners – Primary, Renters, Condo
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Jet Ski
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Life – Individual and Group
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Motor Home
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Motorcycle / Trike / Moped
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Snowmobile
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Travel Trailer / Fifth Wheel
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Umbrella – Personal and Commercial
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Workers' Compensation
AUTO INSURANCE
Your vehicle is a central part of your lifestyle. It is your connection between all of the important places you go every day. We will create the perfect insurance plan that is tailored to the coverage you need.
BUSINESS INSURANCE
We know that no two businesses are alike. Whether you need property insurance for your restaurant or dealer’s blanket coverage to protect the cars at your dealership, we can help meet your specific insurance needs.
HOME INSURANCE
Your home is likely the largest investment you will ever make. You work hard for all that you have, and you need to be protected in the event of a loss.
HEALTH INSURANCE
We offer a choice of group and individual health insurance. We will assess your needs and match you with a provider. Basic to comprehensive, our insurance professionals will find a plan for you!
LIFE INSURANCE
If you have others who depend on you financially, it is very likely that you need life insurance. Life insurance can give security to you and to the ones you love.
PET INSURANCE
Pet insurance reimburses you for your dog or cat’s unexpected medical bills. Give your entire family the protection they deserve.

OUR TEAM

Warren F. Miller
Agency Principal / Agent
218-834-2114
218-834-5373
MN License #0014209 / WI License #1029438 | Licensed Agent since 1985. Grew up at Barthell’s Resort in Larsmont. Graduated in 1977 from Two Harbors High School. Attended UMD from 1977 to 1980 majoring in Business with a Music Performance Minor. Employed with Harbor Insurance since 1989.
Warren is an active community member with involvement in multiple organizations: Voyaguer Snowmobile Club | Snowmobile Safety Instructor | Two Harbors Area Chamber of Commerce President | TH Men’s League Golf Board | Two Harbors Golf Association | First Baptist Church Worship Team | First Baptist Church Awana Leader | Two Harbors Development Fund

Jessica L. Blaisdell
Customer Service Representative & Claims Specialist
218-834-2114
218-834-5373
MN License #40335593 | Licensed Agent since early 2013. Resident of Two Harbors since 1998. Graduated in 2001 from Two Harbors High School. Over 20 Years Customer Service Experience. Employed with Harbor Insurance since 2012.
Jessica is also an active community member with her primary involvement in the Two Harbors Agate Cheerleading Program.

Jessica Kempffer
Receptionist / Bookkeeper
218-834-2114
218-834-5373
Grew up in Gilbert, MN. Graduated in 2003 from Eveleth-Gilbert High School. Graduated in 2006 from Hibbing Community College with an Administrative Assistant Degree. Over 15 years of Customer Service Experience. Employed with Harbor Insurance since 2009.

Sara L. Cuypers
Agent
218-834-2114
218-834-5373
MN License #40146732 / WI License #13057473 | Licensed Agent since early 2009. Lifelong Resident of Knife River. Graduated in 2003 from Two Harbors High School. Attended University of Missouri in St. Louis and University of Minnesota Duluth. Graduated in 2007 from Lake Superior College with a Degree in Business Administration. 2017 Blandin Community Leadership Alumni. Over 20 Years Customer Service Experience. Employed with Harbor Insurance since 2008.
Sara is also an active community member with involvement in multiple organizations: Lake County 4H Volunteer | Lake County Fair Board Member | Renegade Riders Saddle Club Chairperson | Two Harbors Winter Frolic Co-Chair | Duluth Figure Skating Club Volunteer | Two Harbors Area Food Shelf Volunteer | Two Harbors Area Chamber of Commerce Nominating Committee Member

Jessie J. Dewey
Agent / Customer Service Representative
218-834-2114
218-834-5373
MN License #20490702 / WI License # 8346743 | Licensed agent since 2004. Lifelong resident of Two Harbors. Attended Two Harbors High School class of 2000. Over 20 Years Customer Service Experience. Employed with Harbor Insurance since 2018.
Jessie is also an active community member with her primary involvement in the local Moose Lodge.

Karen M. Simola
Customer Service Representative
218-834-2114
218-834-5373
Lifelong Resident of Two Harbors. Graduated in 1973 from Two Harbors High School. Over 35 Years Customer Service Experience. Employed with Harbor Insurance since 2011.

For any general inquiries, please fill in the following contact form: