Meet the Staff:

Warren F. Miller
President and Part Owner of Agency
MN License #0014209/WI License #1029438
Insurance Agent since 1985
Grew up at Barthell's Resort in Larsmont
Graduated in 1977 from Two Harbors High School
Attended UMD from 1977 to 1980 majoring in Business with a Music Performance Minor
Married to Susan M. Miller (Udenberg) since 1981
Two Children: Jesse Miller and Kiera Wilson
Employed with Harbor Insurance since 1989

Sara L. Cuypers

CSR/Agent
MN License #40146732
Licensed Agent since early 2009
Grew up in Knife River
Graduating Class of 2003 from Two Harbors High School
Graduated in 2007 from LSC with Business Administration Degree
1 child: Alison Shaw
Over 8 Years Customer Service Experience
Employed with Harbor Insurance since 2008

Shirley Martinson
CSR/Agent
Licensed in Property Casualty since 1991
Lifelong Resident of Two Harbors
Graduated from Two Harbors High School
Married for 45 Years to Roger Martinson
Two Children and Four Grandchildren
Over 25 Years Customer Service Experience
Employed with Harbor Insurance since 2000


Jessica Kempffer

Receptionist/Bookkeeper
Grew up in Gilbert, MN
Graduated in 2003 from Eveleth-Gilbert High School
Graduated in 2006 from Hibbing Community College with an Administrative Assistant Degree
Employed with Harbor Insurance since 2009


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