Welcome to Harbor Insurance Agency

One of the most important choices people make is their choice of someone to handle their insurance needs. Harbor Insurance Agency delivers the highest standard of professionalism...living up to your expectations and delivering full-line protection to cover most any need you might have.

From good commercial insurance coverage of fire, liability, and business coverage; to personal insurance coverage for your auto, home, your family's life and health; to quality coverage for farm owners; Harbor Insurance Agency delivers quality coverage and personal service to protect you against the many risks that you face every day.

Harbor Insurance Agency is an independent agency, located in Two Harbors, Minnesota, allowing us to shop our numerous companies to find you, the customer, your best option! We are continually exploring our options to add new companies that can benefit you, our customer, with lower premiums and better coverage!

Harbor Insurance Agency represents over 30 insurance companies. We work to protect you, your family, and your business. We take the job seriously...you can count on us to be there when you need us!


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View our Privacy Statement: Harbor Insurance Privacy Statement 2012

Statements on this website as to policies and coverage provide general information only. This information is not an offer to sell insurance. Insurance coverage cannot be bound or changed via submission of any online form/application provided on this site or otherwise, e-mail, voicemail, or facsimile. No binder, insurance policy, change, addition, and/or deletion to insurance coverage goes into effect unless and until confirmed directly by a licensed agent. Any proposal of insurance we may present to you will be based upon the information you provide to us via this online form/application and/or in other communications with us. Please contact our office at (218) 834-2114 to discuss specific coverage details and your insurance needs. All coverages are subject to the terms, conditions and exclusions of the actual policy issued. Not all policies or coverages are available in every state. Information provided on this site does not constitute professional advice; if you have legal, tax or financial planning questions, you should contact the appropriate professional. Any hypertext links to other sites are provided as convenience only; we have no control over those sites and do not endorse or guarantee any information provided by those sites.